We understand that any financial institution is not sustainable unless it delivers enduring prosperity to all its customers.
We develop predictable income streams by providing specialist structured finance to carefully approved borrowers in an underserviced market. These finance facilities are only advanced on a secured basis which reduces the likelihood of loss of capital.
We don’t have the excessive expenses of branch infrastructure and top heavy management receiving huge remuneration packages, and don’t have shareholders to allocate dividends to. Therefore, the bulk of the income is directed towards delivering more interest to you, our depositors.
Our Borrowers are also our customers, and we ensure that they prosper as well. Our products are affordable and flexible, allowing the Borrower to maximize their commercial advantages in the marketplace. If businesses prosper, the communities in which they operate will also prosper!