Traditional banks invest into asset classes that can be unpredictable and volatile. This exposure has created instability in the international banking system and has led to the introduction of the Bail-In legislation in January 2016. Therefore, your Term Deposit funds are at higher risk of being Bailed-In (lost) in the event of a banking downturn.

ASP Treasury does not invest into any volatile asset classes and is not subject to the Bail-In laws. We are purely a secured commercial lender. With 54 years lending experience, our credit committee will only approve loans to suitable borrowers.  This provides further stability for you, the deposit holder.